Fire aftermath structure showing charred framing and an open roof

For attorneys and paralegals handling disputed property losses.

Independent loss consulting when the carrier estimate will not hold up

The estimate in your file is missing cost, sequence, scope, or documentation, and the other side is going to attack whatever number you put forward. We tell you where the file breaks and what the documentation actually supports, before you commit to a position. Residential and commercial losses.

Start an initial file review, $599.99 Contact

What we do

Property Loss Pro's is an independent consulting firm, not a repair contractor. We do not take reconstruction work on files we consult on, and we do not answer to a carrier.

Dwelling (Coverage A)

Complete Xactimate reconstruction estimates for the structure.

Contents (Coverage B)

Personal property inventory, evaluation, pricing, and complete contents Xactimate estimates.

ALE and period of restoration

Additional living expense and time-to-repair issues in the file.

Appraisal and arbitration

Support for appraisal and arbitration when the dispute is on cost, scope, or the estimate.

How we start: send one reconstruction estimate for an initial file review below. Every engagement begins with the conflict screen.

What you receive

The initial file review is $599.99. It is where every counsel engagement begins.

•Conflict screen before any substantive review.
•A written review of the reconstruction estimate you send.
•Identification of missing cost, sequence, scope, and documentation issues the file actually supports.
•A recommendation on whether further work is warranted (missing-reconstruction memo, short cost declaration, opposing-estimate teardown, fuller dwelling Xactimate, contents inventory and pricing, ALE and period of restoration, or appraisal and arbitration support).
•What it is not: not a rewritten estimate, not a repair bid, not a legal opinion, not coverage advice.

What to send

Everything below can go in the intake form, or attach it in an email. Have it ready and the screen moves fast.

1.One reconstruction estimate (Xactimate/PDF preferred).
2.Loss address, date of loss, claim number if known.
3.Carrier or opposing estimate if different.
4.Conflict answer: did Aaron Dickson or Performance Plus Restoration already handle this same loss as the reconstruction contractor?

Further work after the initial file review

These are follow-on work types. Each one starts only after we provide a written estimate and you agree to it.

Missing-reconstruction memo

Who pays: Counsel, after the initial file review.
What you get: A written memo listing reconstruction costs the carrier estimate omits or under-scopes: demolition and access, dry-out and containment, code-required upgrades, matching, sequencing and trade re-mobilization, general conditions, overhead and profit.
First step: Provide the estimate, photos, and any scope or moisture documentation.
What it is not: Not a coverage opinion and not a certified appraisal.

Short cost declaration

Who pays: Counsel, after the initial file review.
What you get: A concise signed declaration stating reconstruction cost findings and the estimating basis behind them, written to be read by a judge or a mediator without a construction background.
First step: Tell us the deadline and the exact question you need answered.
What it is not: Not a legal argument. We state cost and method, counsel argues the case.

Opposing-estimate teardown

Who pays: Counsel, plaintiff or defense, after the initial file review.
What you get: A line-by-line review of the other side's estimate identifying missing scope, wrong unit pricing, duplicated or padded line items, and methodology that does not match how the work is actually built.
First step: Send the opposing estimate and the underlying scope documents.
What it is not: Not a bid, and not a substitute for your own expert on causation.

Fuller reconstruction, contents, ALE, or appraisal and arbitration work

Who pays: Counsel, after the initial file review.
What you get: A complete dwelling Xactimate reconstruction estimate, contents inventory with evaluation and pricing and a contents Xactimate estimate, ALE and period-of-restoration analysis, or support through appraisal and arbitration on cost, scope, and the estimate.
First step: Tell us which of these the file needs and the deadline you are working to.
What it is not: Not a coverage position and not a repair bid.

Engagement and fees

•The initial file review is $599.99 for attorneys and paralegals.
•That fee covers the initial file review only.
•If additional work is required, we provide a written estimate before that work starts. No work begins on additional scope until you agree to it.
•If you have paid and do not agree to the additional work, and that work has not been started, fees for work not performed are refunded.
•Work is billed through Wave after Aaron accepts the file. Nothing is invoiced until then. No card is collected on this site.

Litigation

Available for deposition and trial. Testimony time is quoted in writing before it is scheduled. Expert testimony in the last four years: Linfoot; Kimmel Coufal; McKinley.

Conflict screen

Before we look at anything substantive, we check whether the firm has already touched the loss. If we handled that same loss as a reconstruction contractor, or worked it for the carrier, we decline and tell you immediately. We do not consult on a file and sell repair work on it. If a conflict shows up later, we stop work and notify counsel that day.

Fire aftermath, structure only. Charred framing, open roof, remaining assemblies.

Background

Carrier side

Our principal consultant is a former large-loss adjuster at American Family, so we know how the carrier estimate gets built, reviewed, and defended.

Trade side

More than 20 years estimating and running reconstruction on the contractor side, including repair-division management for Portland-area restoration companies.

Region

Vancouver, Washington office. Files across the Pacific Northwest.

We do not publish case results or client names. Ask and we will speak to relevant experience directly.

Questions counsel asks first

Is this a contractor estimate?: No. We are not bidding the repair and we do not take reconstruction work on files we consult on. The output is analysis of cost and methodology, not a proposal to perform the work.
Is any of this legal advice?: No. We do not read policy language for coverage, and we do not advise on strategy or liability. Coverage and legal positions stay with counsel.
Do you handle contents and ALE, or only the structure?: We handle all three. Contents inventory, evaluation, pricing, and contents Xactimate estimates are core services, along with ALE and period-of-restoration review. We still do not give coverage or legal opinions.
Are you independent of any repair company?: Yes. Property Loss Pro's LLC is an independent consulting firm. If we handled the same loss as a reconstruction contractor, we decline the engagement.
What do you need to start?: One carrier reconstruction estimate. Photos, moisture logs, and correspondence help, but the estimate alone is enough for the initial file review.

Start an initial file review

Send one reconstruction estimate for an initial file review, $599.99. We run the conflict check first.