For property owners
A clear read of your insurance estimate
The $99 Estimate Check explains what one insurance estimate includes, what is worth clarifying, and the questions it supports. You remain the person communicating with your adjuster.
Request only. The $99 Estimate Check covers one insurance estimate and is a manual service. We confirm scope, fee, and timing before accepting a request. Nothing is billed on this site.
The Estimate Check
$99 · one insurance estimate
- What the estimate includes, with page references.
- What is worth clarifying or correcting, when the estimate itself supports asking.
- Written questions and phone talking points for your adjuster.
- Aaron Dickson personally reviews every Estimate Check before it is released. It is not an automatic report.
- Already included
Baseboard in the hall
Fictional estimate, page 3, line 14
The line reads remove and replace baseboard, 32 LF. Putting the baseboard back is already part of this line, so there is nothing to ask here.
- Worth clarifying
Drying equipment days
Fictional estimate, page 4, lines 22 and 23
Air movers and a dehumidifier are listed for 3 days. No moisture readings were in the file. That absence is not proof the drying was short; it only means the readings are worth asking for.
Question to ask: “Can you share the moisture readings used to set the equipment days?”
- Worth clarifying
Kitchen flooring
Fictional estimate, page 3, line 18
Laminate is replaced in the kitchen only, 168 SF. The estimate does not say how flooring that continues into the hall is handled. This is a question, not a conclusion.
Question to ask: “How does the estimate handle the flooring where it continues into the hall?”
Fictional example. Not a customer file or result. Page and line references point to an invented estimate. No payment outcome is implied.
What it does not do
- We read one insurance estimate. We do not inspect the property or find hidden damage.
- Something not shown in the estimate is a question to ask, not proof a repair is missing.
- We do not determine coverage, give legal advice, act as your public adjuster, or negotiate with your insurance company.
- We do not promise a complete scope or any payment.
Other consulting
Other consulting is available by scoped request only. Describe the question in the contact form and we will reply about whether we can help. Any scope, rate, and timing are confirmed with you privately before work starts.
Request an Estimate Check
Request only. The $99 Estimate Check covers one insurance estimate and is a manual service. We confirm scope, fee, and timing before accepting a request. Nothing is billed on this site.
Do not send documents with this request. We ask for documents only after scope, fee, and timing arrangements are confirmed.