Sample. Not a real claim. Fictional kitchen water loss.

$99 Estimate Check sample

See what you get before you request a review

Upload your estimate. Get a clear what’s-in / what’s-missing brief and ready emails for your adjuster — reviewed by me before you see it.

Aaron Dickson is an independent construction consultant and former large-loss adjuster. The sample below shows the homeowner outcome in plain English, including the exact language the owner can copy, paste, or say.

01

You send

One estimate and optional photos

02

Aaron reviews

What is in the estimate and what is missing or still needed

03

You get

A plain-English brief plus copy-paste adjuster emails and word scripts

Property Loss Pro. $99 fixed fee.

Estimate Check

Sample

Fictional kitchen water loss

One adjuster estimate and optional photos reviewed. Plain-English findings and ready-to-use adjuster language included.

What’s in the estimate

Core kitchen drywall repair, patch-area texture, paint at the repaired wall, and sink base cabinet detach and reset.

What’s missing or still needed

Floor protection, contents handling, baseboard reset, finish continuity, and a clear cabinet reset or replacement decision.

Redacted-style sample punch list

Fictional example
  1. 01

    Area

    Kitchen and hallway path

    Add

    What’s missing or unclear

    Floor protection during demolition and rebuild is not listed.

    Why it matters: The flooring along the work path could be damaged while materials and tools move through the home.

    What to ask next: Ask where this work is included. If it is not included, ask that it be added.

  2. 02

    Area

    Kitchen and adjacent dining

    Add

    What’s missing or unclear

    Contents manipulation is not addressed in either room.

    Why it matters: Counters, cabinets, and nearby furniture need to be moved before work and put back afterward.

    What to ask next: Ask where this work is included. If it is not included, ask that it be added.

  3. 03

    Area

    Kitchen and dining

    Add

    What’s missing or unclear

    Baseboard detach and reset is missing where base was removed.

    Why it matters: The repair is not complete if removed baseboard is not included for reinstallation.

    What to ask next: Ask where this work is included. If it is not included, ask that it be added.

  4. 04

    Area

    Kitchen walls and ceiling

    Clarify

    What’s missing or unclear

    Texture is written for patch areas only, not the full wall plane.

    Why it matters: A small texture patch can remain visible where the repaired surface meets the existing finish.

    What to ask next: Ask how the estimate handles this item and request a clear written answer.

  5. 05

    Area

    Sink base cabinet

    Clarify

    What’s missing or unclear

    Detach and reset is written where cavity moisture is documented. Reset versus replacement needs to be settled.

    Why it matters: A cabinet that stayed wet may need a different repair than simply removing and reinstalling it.

    What to ask next: Ask how the estimate handles this item and request a clear written answer.

Sample outcome: an adjuster email ready to copy and send

Subject: Questions about the kitchen water repair estimate

Hello, I reviewed the estimate and have a few scope questions. Could you please show me where floor protection, contents handling, and baseboard reset are included? I would also like clarification on whether the texture and paint extend to a natural break, and whether the documented cabinet moisture supports reset or replacement. If any item is not included, please review it for addition and send me a written response.

Thank you,
[Homeowner name]

Short word or phone script

I am calling to understand the repair estimate. Can you show me where floor protection, contents handling, and baseboard reset are included? I also need clarification on the texture, paint, and sink base cabinet. Please tell me what is already included, what still needs documentation, and what you will review for a revised estimate.

The owner sends the email and speaks with the adjuster. Property Loss Pro does not negotiate on the owner's behalf.

What the Estimate Check is not

  • Not just a punch list.
  • Not a full file review.
  • Not a rebuild bid.
  • Not a coverage decision or legal advice.
  • Not a guarantee of payment.
  • Not restoration work or public adjusting.

Aaron personally approves every report before the owner sees it.

This focused first look is the door into deeper review, not a replacement for it. The $99 credits toward the $349 Comparison or the $600/$800 full owner file review within 30 days on the same loss.

Sample. Not a real claim. Fictional kitchen water loss.

Request only. We confirm capacity, scope, fee, and timing before accepting a file. No card is collected on this site.

Disclaimer

Everything on this page is a sample. The insured, address, claim number, dates, photo references, line numbers, and dollar figures are fictional and are shown only to illustrate the format of the deliverable. Nothing here describes a real claim, a real client, or a real outcome.

Property Loss Pro's LLC is an independent property loss consulting firm. We are not a law firm and do not give legal advice. We are not a public adjuster and do not negotiate with insurance carriers on your behalf. We are not a repair contractor and nothing on this page is a repair bid. We do not take a percentage of your claim.

A review does not determine coverage and does not guarantee any payment. Cost notes are illustrative only. Remote, file-based technical review is available to property owners throughout the United States. Office contact is Vancouver, Washington.